Unexpected health events
Explore accident, critical illness, cancer and hospital indemnity benefits. Covered events and payment structures differ.
Voluntary Employee Benefits
More choice.
More personal.
Explore additional benefits that let employees consider the protection that matters to their lives.
Plan with purposeMake choices clearerSupport your people
Managing an existing plan? Find administrator support For your workforce
Every benefit.
A clear purpose.
Voluntary benefits let employers explore additional coverage employees can choose around their needs. Compare the options alongside existing medical and core benefits, with costs and responsibilities explained clearly. Supplemental accident, illness and hospital policies provide limited benefits; they do not replace comprehensive medical insurance.
A thoughtful starting point
Make the details count.
Income and family protection
Consider life and disability coverage against existing benefits, household responsibilities and applicable eligibility rules.
Everyday care
Review dental and vision separately, including networks, service limits, member costs and optional riders.
Explore the possibilities
Benefits for different
moments in life.
These guides explain the coverage categories. Employer availability and terms may differ from individual arrangements.
Accident Insurance
Benefits for qualifying injuries and related covered services.
Explore accident insuranceCritical Illness Insurance
Protection for conditions specifically defined in a policy.
Explore critical illness insuranceCancer Insurance
Specified benefits for covered cancer-related events.
Explore cancer insuranceHospital Indemnity
Specified benefits for qualifying hospital stays or services.
Explore hospital indemnityLife & Disability
Different roles in protecting loved ones and income.
Explore life & disabilityDental Insurance
Review dental networks, covered care and member costs.
Explore dental insuranceVision Insurance
Compare available benefits for eye care and eyewear.
Explore vision insuranceCoverage, exclusions, benefit payments, underwriting and continuation options depend on the policy. Not every product pays cash directly to the employee.
Know your next step
Questions, answered.
Who pays the premium?
Arrangements may be employee-paid or shared. Confirm contributions and administrative costs.
Does every benefit pay cash to the employee?
No. Payment recipients and claim rules depend on the product and policy.
Can every employee enroll?
Eligibility, enrollment opportunities and available coverage depend on the employer arrangement, insurer and policy.
Plan options, eligibility, enrollment methods and services depend on the selected providers and agreed scope.
Explore the connections
Keep your benefits connected.
Your people. Your next chapter.
A stronger benefits experience starts here.
Tell us what you want to improve. Let’s find a practical next step for your team.