Dental Insurance
Compare benefits for routine dental care and more involved procedures.
Explore dental insurance
Vision Coverage
Your next chapter.
In clearer focus.
Review available benefits for eye exams and eligible prescription eyewear.
Your healthYour incomeYour family
Explore your optionsVision Coverage
Make routine vision needs part of the plan.
Vision coverage may help with routine eye exams and eligible prescription eyewear. It may be offered as an optional addition to dental insurance rather than a separate policy. Review the available arrangement, provider network and benefit frequency so you understand how coverage fits your household's needs. Ask about reimbursement steps before purchasing glasses or contact lenses.
Make it relevant to you
Look at the details.
See how they fit.
Discuss exams, glasses or contact lenses and how often benefits may be used. Confirm whether vision is available through a separate plan or an optional addition.
A question to bring:
What do you spend on routine exams and prescription eyewear?
Three things to discuss.
- Compare exam and eyewear benefits and frequency limits.
- Confirm eligible providers and any network differences.
- Check rider availability, family eligibility and continuation.
Dental and vision benefits address specified services. Availability, eligibility, enrollment, benefits and continuation options depend on the insurer, policy, state and any employer arrangement. Ask HQINS about the options available to you.
Know what you’re considering
Clear answers.
Better conversations.
Is vision automatically part of dental insurance?
No. It may require a separate election or optional rider.
Can I buy it as a standalone policy?
That depends on the available insurer and arrangement. Ask HQINS to confirm.
What should I keep for a claim?
Keep itemized receipts and service dates, and follow your insurer's claim instructions.
Your next step starts here
Let’s make this
personal to you.
Start with your needs and the coverage you already have. Call HQINS to discuss availability, policy details and the next step.
info@hqins.com · Chino Hills, California