/* Individual and family coverage: scoped extensions of the HQINS brand. */
.care-hero{min-height:calc(100svh - var(--header));max-height:1000px}.care-hero .hero-copy{padding-top:clamp(40px,8vh,100px);max-width:1100px}.care-hero h1{font-size:clamp(44px,6.2vw,89px);line-height:1.02}.care-hero .hero-copy>p:last-child{max-width:730px;font-size:21px}.care-hero .hero-bottom{padding-bottom:42px}.care-hero .button{min-width:250px}.care-hero .hero-image{object-position:center}.care-signature{display:flex;justify-content:center;gap:36px;font-size:14px;margin-bottom:24px;letter-spacing:.06em}.care-signature span+span{border-left:1px solid #ffffff60;padding-left:36px}.care-section{padding:100px 6%}.care-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.care-heading{max-width:840px}.care-heading h2{margin-bottom:22px;text-wrap:balance}.care-heading>p{font-size:20px;color:var(--muted)}.care-intro{display:grid;grid-template-columns:1fr 1.1fr;gap:80px;align-items:start}.care-intro p:last-child{margin-bottom:0}.care-intro .lead{font-size:22px}.care-bridge{background:var(--navy);color:#fff}.care-bridge .care-heading p{color:#dce4ef}.care-bridge .eyebrow{color:#b9e3f5}.care-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin-top:45px}.care-fact{border-top:1px solid #ffffff45;padding-top:22px}.care-fact>span{font-size:13px;letter-spacing:.14em;color:#b9e3f5}.care-fact h3{font-size:28px;margin:18px 0}.care-fact p{color:#dce4ef;font-size:17px;margin-bottom:0}.care-focus{margin-top:45px;background:var(--ice);border-radius:3px;overflow:hidden}.care-focus>.tabs{margin:0;padding:0 25px;background:#fff;justify-content:flex-start}.care-focus .tab{font-size:16px;padding:19px 28px}.care-focus-panel{padding:50px;display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start;animation:care-panel-in .45s var(--ease)}.care-focus-panel h3{font-size:clamp(30px,3.7vw,48px);max-width:480px}.care-focus-panel p{font-size:18px;color:var(--muted)}.care-focus-panel .eyebrow{font-size:12px;color:var(--blue)}.care-focus-links{display:grid;gap:0}.care-focus-links a{border-top:1px solid #bfcfd9;padding:15px 0;font-size:19px;line-height:1.4;font-weight:500;transition:color .2s,padding-left .2s}.care-focus-links a:last-child{border-bottom:1px solid #bfcfd9}.care-focus-links a:hover{color:var(--blue);padding-left:7px}.care-focus-panel small{display:block;font-size:13px;line-height:1.7;color:var(--muted);margin-top:24px}.care-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:0 34px;margin-top:40px}.care-product{position:relative;padding:31px 0;border-top:1px solid var(--line);display:flex;flex-direction:column;min-height:235px}.care-product .care-number{font-size:12px;letter-spacing:.12em;color:var(--blue);margin-bottom:20px}.care-product h3{font-size:27px;margin-bottom:14px}.care-product p{font-size:17px;color:var(--muted);margin-bottom:20px}.care-product>a{display:inline-block;margin-top:auto;color:var(--blue);font-size:15px;font-weight:600;text-decoration:underline;text-underline-offset:6px;padding:6px 0}.care-product>a:hover{color:var(--navy)}.care-note{font-size:14px;color:var(--muted);line-height:1.8;border-top:1px solid var(--line);padding-top:22px;margin:30px 0 0}.care-note strong{font-weight:600;color:var(--ink)}.care-checks{list-style:none;padding:0;margin:30px 0}.care-checks li{position:relative;padding:18px 0 18px 28px;border-top:1px solid var(--line);color:var(--muted);font-size:18px}.care-checks li::before{content:"";width:7px;height:7px;border:2px solid var(--blue);position:absolute;top:29px;left:0;border-radius:50%}.care-checks strong{color:var(--ink);font-weight:600}.care-benefit-rail{display:grid;grid-template-columns:1fr 1fr;gap:45px;margin:45px 0 0}.care-benefit-block{border-top:1px solid var(--line);padding-top:25px}.care-benefit-block h3{font-size:29px}.care-benefit-block p{color:var(--muted);font-size:18px}.care-callout{padding:30px 35px;background:#eaf3f8;margin:32px 0 0}.care-callout p{margin:0;color:var(--ink);font-size:17px}.care-callout a{color:var(--blue);text-decoration:underline;text-underline-offset:4px}.care-comparison{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);margin-top:40px}.care-comparison article{padding:30px}.care-comparison article+article{border-left:1px solid var(--line)}.care-comparison h3{font-size:27px;margin-bottom:16px}.care-comparison p{color:var(--muted);font-size:17px;margin-bottom:16px}.care-comparison .eyebrow{font-size:12px;margin-bottom:18px}.care-comparison small{font-size:14px;line-height:1.7;color:var(--muted);display:block}.care-split{display:grid;grid-template-columns:1fr 1fr;min-height:620px;background:var(--ice)}.care-split-image{position:relative;min-height:400px;overflow:hidden}.care-split-image img{position:absolute;inset:0;height:100%;width:100%;object-fit:cover;object-position:70% center}.care-split-content{padding:70px clamp(30px,6vw,90px);align-self:center}.care-split-content p:not(.eyebrow){font-size:19px;color:var(--muted)}.care-split-content h2{font-size:clamp(37px,3.7vw,56px)}.care-process{counter-reset:care;display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:40px}.care-process article{border-top:1px solid var(--line);padding-top:28px}.care-process article::before{counter-increment:care;content:"0" counter(care);display:block;color:var(--blue);letter-spacing:.15em;font-size:13px;margin-bottom:23px}.care-process h3{font-size:27px}.care-process p{font-size:17px;color:var(--muted)}.care-cta{position:relative;isolation:isolate;text-align:center;color:white;background:var(--navy);padding:100px 6%;overflow:hidden}.care-cta::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(120deg,#14234c,#193d5d)}.care-cta .eyebrow{color:#b9e3f5}.care-cta h2{max-width:950px;margin:0 auto 24px}.care-cta>p:not(.eyebrow){max-width:700px;margin:0 auto 30px;font-size:19px;color:#dce4ef}.care-cta .button-row{justify-content:center}.care-cta .button{min-width:255px}.care-cta .button.outline{color:white;border-color:#dce4ef}.care-cta .button.outline:hover{color:var(--navy)}.care-contact-caption{margin-top:24px!important;font-size:15px!important;letter-spacing:.02em}.care-contact-caption a{text-decoration:underline;text-underline-offset:4px}.care-mobile-cta{display:none}.care-breadcrumb{font-size:13px;color:#dfebf5;margin-bottom:18px}.care-breadcrumb a{text-decoration:underline;text-underline-offset:4px}.care-detail .hero-copy{padding-top:48px}.care-detail{min-height:640px}.care-detail h1{font-size:clamp(42px,5.1vw,75px);max-width:980px}.care-detail .hero-copy p:not(.eyebrow):not(.care-breadcrumb){max-width:710px}.care-tagline{font-size:13px!important;color:#dce4ef!important;margin-top:18px!important}.care-plain-link{display:inline-block;font-size:16px;color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:6px;padding:8px 0}.care-summary-band{padding:30px 6%;background:#f3f7fa;border-bottom:1px solid var(--line)}.care-summary-band .container{display:flex;justify-content:center;gap:40px;text-align:center;font-size:15px;color:var(--muted)}.care-summary-band strong{color:var(--navy);font-weight:600}.care-product:nth-child(3n+2){transition-delay:.06s}.care-product:nth-child(3n+3){transition-delay:.12s}
@keyframes care-panel-in{from{opacity:.35;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:1000px){.care-section{padding:75px 5%}.care-grid,.care-intro{gap:45px}.care-directory{grid-template-columns:1fr 1fr;gap:0 30px}.care-focus-panel{padding:35px;gap:35px}.care-comparison article{padding:24px}.care-comparison h3{font-size:24px}.care-comparison p{font-size:16px}.care-focus .tab{padding:17px 20px}.care-split-content{padding:55px 35px}.care-hero .hero-copy>p:last-child{font-size:19px}.care-summary-band .container{gap:25px}.care-facts{gap:25px}}
@media(max-width:760px){.care-intro,.care-grid,.care-focus-panel,.care-split{grid-template-columns:1fr}.care-hero .hero-copy{padding-top:40px}.care-hero{min-height:calc(100svh - var(--header))}.care-signature{gap:18px;font-size:12px}.care-signature span+span{padding-left:18px}.care-focus>.tabs{padding:0 8px}.care-focus .tab{padding:16px 15px;font-size:14px}.care-focus-panel{gap:22px}.care-focus-panel p{font-size:17px}.care-focus-panel h3{max-width:600px}.care-comparison{grid-template-columns:1fr}.care-comparison article{padding:28px}.care-comparison article+article{border-left:0;border-top:1px solid var(--line)}.care-comparison h3{font-size:28px}.care-comparison p{font-size:17px}.care-facts{grid-template-columns:1fr;gap:28px}.care-fact p{max-width:650px}.care-process{gap:25px}.care-process h3{font-size:24px}.care-split-content{padding:55px 6%}.care-split-image{min-height:430px}.care-split-content{order:1}.care-split-image{order:2}.care-summary-band .container{flex-wrap:wrap;gap:8px 25px}.care-benefit-rail{gap:30px}}
@media(max-width:540px){.care-section{padding:58px 6%}.care-hero h1{font-size:46px;line-height:1.04}.care-hero .hero-copy{padding-top:37px}.care-hero .hero-copy>p:last-child{font-size:18px;max-width:340px}.care-hero .hero-bottom{padding-top:100px;padding-bottom:30px}.care-hero .button{min-width:0}.care-signature{gap:12px;letter-spacing:.015em;font-size:12px;flex-wrap:wrap}.care-signature span+span{padding-left:12px}.care-hero .hero-image{object-position:65% center}.care-heading>p{font-size:18px}.care-intro{gap:15px}.care-intro .lead{font-size:20px}.care-directory{grid-template-columns:1fr;gap:0}.care-product{min-height:0;padding:29px 0}.care-product h3{font-size:28px}.care-product .care-number{margin-bottom:15px}.care-focus{margin-top:30px}.care-focus>.tabs{padding:0;justify-content:space-around;gap:0}.care-focus .tab{padding:16px 11px;font-size:13px;letter-spacing:-.025em}.care-focus-panel{padding:26px}.care-focus-panel h3{font-size:34px}.care-focus-links a{font-size:18px;padding:14px 0}.care-benefit-rail,.care-process{grid-template-columns:1fr}.care-process{gap:24px}.care-benefit-block h3{font-size:28px}.care-benefit-block p{font-size:17px}.care-cta{padding:65px 6%}.care-cta>p:not(.eyebrow){font-size:18px}.care-cta .button-row{display:grid;gap:12px;max-width:370px;margin:0 auto}.care-cta .button{min-width:0}.care-cta h2{font-size:38px}.care-mobile-cta{display:flex;position:fixed;inset:auto 0 0;z-index:55;background:rgba(255,255,255,.97);border-top:1px solid var(--line);padding:10px 14px calc(10px + env(safe-area-inset-bottom));gap:10px;box-shadow:0 -3px 22px #14234c10;backdrop-filter:blur(12px)}.care-mobile-cta .button{min-width:0;flex:1;font-size:14px;padding:11px 8px;min-height:46px}.care-page~.site-footer{padding-bottom:120px}.care-page~.back-top{bottom:85px}.care-detail{min-height:640px}.care-detail h1{font-size:41px}.care-detail .hero-copy{padding-top:32px}.care-tagline{font-size:12px!important;max-width:300px!important}.care-callout{padding:25px}.care-summary-band{padding:25px 6%}.care-summary-band .container{font-size:14px;gap:8px 18px}.care-breadcrumb{font-size:12px}.care-product:nth-child(n){transition-delay:0s}.care-split-image{min-height:340px}.care-note{font-size:13px}}
@media(prefers-reduced-motion:reduce){.care-focus-panel{animation:none}.care-focus-links a{transition:none}}
@media print{.care-mobile-cta{display:none!important}.care-section,.care-cta{padding:25px 0}.care-cta{background:white;color:var(--navy)}.care-cta::before{display:none}.care-cta>p:not(.eyebrow){color:var(--muted)}.care-focus-panel{display:block}.care-facts,.care-directory,.care-process,.care-intro{display:block}}