/* Employer and plan-administrator extensions. No global layout overrides. */
.employer-page .button-row { flex-wrap: wrap; }
.employer-page .button,
.admin-intro .button { max-width: 100%; min-height: 50px; }
.employer-page .subnav { scrollbar-width: thin; scrollbar-color: #b6c9d5 transparent; }

.employer-hero {
  min-height: 650px;
  height: clamp(650px, calc(100svh - var(--header)), 860px);
  max-height: 860px;
  background: var(--navy);
  color: #fff;
}
.employer-hero .hero-image { object-position: center; }
.employer-hero::before {
  background: linear-gradient(180deg, rgba(6, 18, 40, .78) 0%, rgba(6, 18, 40, .5) 36%, rgba(6, 18, 40, .18) 56%, rgba(6, 18, 40, .88) 100%);
}
.employer-hero .hero-copy {
  width: min(1120px, 90%);
  padding-top: clamp(48px, 7.3vh, 88px);
}
.employer-hero .hero-copy h1 {
  max-width: 1050px;
  margin-inline: auto;
  font-size: clamp(46px, 6.1vw, 88px);
  line-height: 1.02;
  letter-spacing: -.045em;
  text-wrap: balance;
}
.employer-hero .hero-copy p:not(.eyebrow) {
  max-width: 740px;
  font-size: 20px;
  line-height: 1.6;
  color: #f5f8fc;
}
.employer-hero .hero-copy .eyebrow { color: #c5e9fa; }
.employer-hero .hero-bottom { padding: 42px 6% 36px; }
.employer-hero .button-row { gap: 14px; }
.employer-hero .button { min-width: 240px; }
.employer-quicklink {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  margin-top: 14px;
  padding: 8px 3px;
  font-size: 14px;
  line-height: 1.5;
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 6px;
  text-decoration-thickness: 1px;
  transition: color .2s ease, text-underline-offset .2s ease;
}
.employer-quicklink:hover { color: #c5e9fa; text-underline-offset: 9px; }
.employer-quicklink .icon { width: 18px; height: 18px; }

.employer-strip {
  display: flex;
  align-items: stretch;
  width: 100%;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: #fff;
}
.employer-strip > a {
  flex: 1 1 0;
  min-width: 0;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-content: center;
  gap: 7px 22px;
  padding: 30px clamp(22px, 3vw, 48px);
  color: var(--navy);
  transition: background .25s ease, color .25s ease;
}
.employer-strip > a + a { border-left: 1px solid var(--line); }
.employer-strip > a:hover { background: var(--ice); color: var(--blue); }
.employer-strip .eyebrow,
.employer-strip .strip-number { grid-column: 1; margin: 0; color: var(--blue); font-size: 12px; letter-spacing: .16em; }
.employer-strip strong,
.employer-strip > a > span:not(.eyebrow),
.employer-strip .strip-label { grid-column: 1; font-size: clamp(19px, 1.7vw, 24px); line-height: 1.35; font-weight: 500; letter-spacing: -.025em; }
.employer-strip .icon { grid-column: 2; grid-row: 1 / span 2; align-self: center; width: 23px; height: 23px; }

.employer-split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  min-height: 620px;
  background: var(--ice);
}
.employer-image { position: relative; min-width: 0; min-height: 420px; overflow: hidden; margin: 0; background: var(--navy); }
.employer-image img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
img.employer-image { width: 100%; height: 100%; object-fit: cover; object-position: center; }
.employer-copy { align-self: center; min-width: 0; padding: 76px clamp(35px, 6vw, 96px); }
.employer-copy h2 { font-size: clamp(36px, 4vw, 58px); text-wrap: balance; }
.employer-copy p:not(.eyebrow) { font-size: 19px; line-height: 1.75; color: var(--muted); }
.employer-copy .button-row { margin-top: 28px; }
.employer-copy > :last-child { margin-bottom: 0; }
.employer-split.reverse .employer-image { order: 2; }
.employer-split.reverse .employer-copy { order: 1; }

.employer-cycle { padding: 100px 6%; background: var(--navy); color: #fff; }
.cycle-heading { max-width: 870px; margin-bottom: 44px; }
.employer-cycle .eyebrow { color: #b9e3f5; }
.cycle-heading h2 { text-wrap: balance; }
.cycle-heading p:not(.eyebrow) { max-width: 730px; color: #dce6f1; font-size: 19px; }
.cycle-tabs { display: flex; gap: 0; border-bottom: 1px solid #ffffff36; }
.cycle-tab {
  flex: 1 1 0;
  min-width: 0;
  min-height: 64px;
  padding: 18px 20px;
  border: 0;
  border-bottom: 3px solid transparent;
  border-radius: 0;
  background: transparent;
  color: #c8d5e6;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.4;
  text-align: left;
  transition: background .2s ease, border-color .2s ease, color .2s ease;
}
.cycle-tab:hover { background: #ffffff09; color: #fff; }
.cycle-tab > span { display: inline-block; margin-right: .55em; }
.cycle-tab[aria-selected="true"] { border-bottom-color: var(--sky); color: #fff; background: #ffffff07; }
.cycle-tab:focus-visible { outline: 2px solid #9edcff; outline-offset: -5px; }
.cycle-panel {
  display: grid;
  grid-template-columns: minmax(150px, .5fr) minmax(0, 1.5fr);
  gap: clamp(35px, 7vw, 110px);
  align-items: start;
  min-height: 380px;
  padding-top: 55px;
  animation: employer-panel-enter .4s var(--ease);
}
.cycle-panel[hidden] { display: none !important; }
.cycle-number {
  display: block;
  font-size: clamp(130px, 18vw, 240px);
  font-weight: 400;
  line-height: .82;
  letter-spacing: -.08em;
  color: #ffffff25;
  font-variant-numeric: lining-nums;
  user-select: none;
}
.cycle-content { min-width: 0; max-width: 780px; }
.cycle-content h3 { font-size: clamp(31px, 3.7vw, 48px); max-width: 750px; text-wrap: balance; }
.cycle-content p { color: #dce6f1; font-size: 18px; line-height: 1.75; }
.cycle-content .text-link { color: #c5e9fa; }
.cycle-content .text-link:hover { color: #fff; }
ul.cycle-list,
.cycle-list ul { list-style: none; padding: 0; margin: 30px 0 0; }
.cycle-list li { position: relative; padding: 15px 0 15px 23px; border-top: 1px solid #ffffff29; color: #edf3fa; font-size: 17px; line-height: 1.65; }
.cycle-list li::before { position: absolute; content: ""; left: 1px; top: 26px; width: 6px; height: 6px; border: 1px solid #a8dcf5; border-radius: 50%; }

.employer-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 36px; margin-top: 42px; }
.employer-card {
  display: flex;
  flex-direction: column;
  min-width: 0;
  min-height: 250px;
  padding: 28px 0 12px;
  border-top: 1px solid var(--line);
  transition: transform .28s var(--ease), border-color .28s ease;
}
.employer-card:hover { transform: translateY(-4px); border-top-color: var(--blue); }
.employer-card .card-number { display: block; margin-bottom: 22px; color: var(--blue); font-size: 13px; letter-spacing: .15em; line-height: 1.5; }
.employer-card h3 { font-size: clamp(25px, 2.2vw, 31px); line-height: 1.18; }
.employer-card p { color: var(--muted); font-size: 17px; line-height: 1.7; }
.employer-card .text-link { align-self: flex-start; margin-top: auto; color: var(--blue); min-height: 48px; }
.employer-card .text-link:hover { color: var(--navy); }

.employer-comparison { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; margin-top: 40px; }
.coverage-layer { min-width: 0; padding: 38px; background: #fff; border: 1px solid var(--line); }
.coverage-layer .layer-number { display: block; margin-bottom: 26px; font-size: 13px; letter-spacing: .17em; color: var(--blue); line-height: 1.5; }
.coverage-layer h3 { font-size: 31px; line-height: 1.15; }
.coverage-layer p,
.coverage-layer li { color: var(--muted); font-size: 17px; line-height: 1.75; }
.coverage-layer li { margin-bottom: 9px; }
.coverage-layer > :last-child { margin-bottom: 0; }

.employer-band { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px 45px; padding: 42px 6%; background: #eaf3f8; }
.employer-band > .container { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px 45px; width: 100%; }
.employer-band > .container > div:not(.button-row),
.employer-band > div:not(.container):not(.button-row) { flex: 1 1 360px; min-width: 0; }
.employer-band h2,
.employer-band h3 { margin-bottom: 12px; font-size: clamp(28px, 3vw, 38px); }
.employer-band p { max-width: 660px; margin-bottom: 0; color: var(--muted); font-size: 18px; }
.employer-band .eyebrow { margin-bottom: 12px; color: var(--blue); font-size: 12px; }
.employer-band .button-row { flex: 0 1 auto; gap: 12px; }

.admin-intro { padding: 70px 6%; background: var(--navy); color: #fff; }
.admin-intro h1 { max-width: 860px; font-size: clamp(44px, 5.7vw, 78px); line-height: 1.05; text-wrap: balance; }
.admin-intro .eyebrow { color: #fff; }
.admin-intro p:not(.eyebrow) { max-width: 760px; color: #dce6f1; font-size: 20px; line-height: 1.7; }
.admin-intro .button-row { margin-top: 30px; flex-wrap: wrap; }
.admin-intro .button.outline { border-color: #c8d5e6; color: #fff; }
.admin-intro .button.outline:hover,
.admin-intro .button.outline:focus-visible { background: var(--ice); border-color: var(--ice); color: var(--navy); }
.admin-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 42px 55px; margin-top: 42px; }
.admin-task { display: flex; flex-direction: column; min-width: 0; padding: 28px 0 4px; border-top: 1px solid var(--line); background: #fff; }
.admin-task > span { display: block; margin-bottom: 22px; color: var(--blue); font-size: 13px; letter-spacing: .15em; }
.admin-task h3 { font-size: clamp(27px, 2.5vw, 34px); }
.admin-task p { max-width: 550px; color: var(--muted); font-size: 18px; line-height: 1.7; }
.admin-task .text-link { margin-top: auto; align-self: flex-start; color: var(--blue); min-height: 48px; }
.admin-prep { min-width: 0; padding: 40px 44px; background: var(--ice); border-top: 1px solid var(--line); }
.admin-prep h2 { font-size: clamp(32px, 3.5vw, 44px); }
.admin-prep h3 { font-size: 29px; }
.admin-prep p { color: var(--muted); }
.admin-prep ol { margin: 26px 0 0; padding-left: 27px; }
.admin-prep li { padding: 15px 0 15px 10px; border-top: 1px solid var(--line); color: var(--muted); font-size: 17px; line-height: 1.75; }
.admin-prep li::marker { color: var(--blue); font-weight: 600; }
.admin-prep li strong { color: var(--navy); font-weight: 600; }
.admin-prep > :last-child { margin-bottom: 0; }

@keyframes employer-panel-enter {
  from { opacity: .35; transform: translateY(8px); }
  to { opacity: 1; transform: none; }
}

@media (max-width: 900px) {
  .employer-hero { height: auto; min-height: 690px; max-height: none; }
  .employer-hero .hero-copy { padding-top: 55px; }
  .employer-hero .hero-bottom { padding-top: 75px; }
  .employer-hero .hero-copy h1 { font-size: clamp(46px, 7.7vw, 70px); }
  .employer-hero .hero-copy p:not(.eyebrow) { font-size: 19px; }
  .employer-page .subnav { justify-content: flex-start; gap: 27px; padding-inline: 6%; overflow-x: auto; }
  .employer-page .subnav a { flex: 0 0 auto; }
  .employer-strip > a { padding: 26px 22px; gap: 9px 12px; }
  .employer-strip strong,
  .employer-strip > a > span:not(.eyebrow),
  .employer-strip .strip-label { font-size: 20px; }
  .employer-split { grid-template-columns: minmax(0, 1fr); min-height: 0; }
  .employer-split .employer-copy,
  .employer-split.reverse .employer-copy { order: 1; padding: 65px 6%; }
  .employer-split .employer-image,
  .employer-split.reverse .employer-image { order: 2; min-height: 430px; }
  .employer-copy h2 { max-width: 740px; }
  .employer-copy p:not(.eyebrow) { max-width: 740px; font-size: 18px; }
  .employer-cycle { padding: 75px 6%; }
  .cycle-heading { margin-bottom: 34px; }
  .cycle-tab { padding: 17px 13px; font-size: 15px; }
  .cycle-panel { grid-template-columns: minmax(100px, .4fr) minmax(0, 1.6fr); gap: 35px; min-height: 345px; padding-top: 42px; }
  .cycle-number { font-size: clamp(110px, 17vw, 170px); }
  .cycle-content h3 { font-size: 36px; }
  .employer-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px 35px; }
  .employer-card { min-height: 245px; }
  .coverage-layer { padding: 29px; }
  .coverage-layer h3 { font-size: 28px; }
  .employer-band { padding-block: 37px; }
  .employer-band .button-row { flex-wrap: wrap; }
  .admin-intro { padding: 60px 6%; }
  .admin-grid { gap: 35px; }
  .admin-task p { font-size: 17px; }
  .admin-prep { padding: 32px; }
}

@media (max-width: 600px) {
  .employer-hero { min-height: clamp(670px, calc(100svh - var(--header)), 780px); height: auto; max-height: none; }
  .employer-hero .hero-copy { width: 88%; padding-top: 42px; }
  .employer-hero .hero-copy h1 { font-size: clamp(40px, 10.6vw, 58px); line-height: 1.06; letter-spacing: -.045em; }
  .employer-hero .hero-copy .eyebrow { font-size: 12px; letter-spacing: .15em; }
  .employer-hero .hero-copy p:not(.eyebrow) { font-size: 17px; max-width: 390px; line-height: 1.6; }
  .employer-hero .hero-image { object-position: 62% center; }
  .employer-hero::before { background: linear-gradient(180deg, rgba(6, 18, 40, .85), rgba(6, 18, 40, .58) 38%, rgba(6, 18, 40, .3) 55%, rgba(6, 18, 40, .9)); }
  .employer-hero .hero-bottom { padding: 75px 6% 26px; }
  .employer-hero .button-row { display: flex; flex-direction: column; width: min(390px, 100%); margin-inline: auto; gap: 12px; }
  .employer-hero .button { width: 100%; min-width: 0; min-height: 48px; }
  .employer-quicklink { margin-top: 12px; font-size: 13px; }
  .employer-strip { flex-direction: column; }
  .employer-strip > a { flex-basis: auto; padding: 23px 6%; }
  .employer-strip > a + a { border-left: 0; border-top: 1px solid var(--line); }
  .employer-strip strong,
  .employer-strip > a > span:not(.eyebrow),
  .employer-strip .strip-label { font-size: 22px; }
  .employer-copy h2 { font-size: clamp(34px, 8.7vw, 44px); }
  .employer-split .employer-copy,
  .employer-split.reverse .employer-copy { padding: 56px 6%; }
  .employer-split .employer-image,
  .employer-split.reverse .employer-image { min-height: 340px; }
  .employer-cycle { padding: 58px 6%; }
  .cycle-heading p:not(.eyebrow) { font-size: 17px; }
  .cycle-tabs { flex-wrap: wrap; border-top: 1px solid #ffffff29; }
  .cycle-tab { flex: 1 1 50%; padding: 16px 12px; min-height: 60px; text-align: left; }
  .cycle-panel { grid-template-columns: minmax(0, 1fr); gap: 23px; min-height: 0; padding-top: 36px; }
  .cycle-number { font-size: 90px; line-height: .8; letter-spacing: -.055em; }
  .cycle-content h3 { font-size: clamp(30px, 8vw, 38px); }
  .cycle-content p,
  .cycle-list li { font-size: 17px; }
  .cycle-list li { padding-block: 15px; }
  .employer-cards,
  .employer-comparison,
  .admin-grid { grid-template-columns: minmax(0, 1fr); gap: 28px; margin-top: 32px; }
  .employer-card { min-height: 0; padding: 25px 0 4px; }
  .employer-card .card-number { margin-bottom: 17px; }
  .employer-card h3 { font-size: 28px; }
  .employer-card .text-link { margin-top: 0; }
  .coverage-layer { padding: 27px 24px; }
  .coverage-layer .layer-number { margin-bottom: 22px; }
  .coverage-layer h3 { font-size: 29px; }
  .employer-band { padding: 34px 6%; gap: 24px; }
  .employer-band > .container { gap: 24px; }
  .employer-band > .container > div:not(.button-row),
  .employer-band > div:not(.container):not(.button-row) { flex-basis: 100%; }
  .employer-band p { font-size: 17px; }
  .employer-band .button-row { width: 100%; }
  .employer-band .button { flex: 1 1 220px; min-width: 0; min-height: 48px; }
  .admin-intro { padding: 52px 6%; }
  .admin-intro h1 { font-size: clamp(39px, 10.3vw, 57px); }
  .admin-intro p:not(.eyebrow) { font-size: 18px; }
  .admin-intro .button-row { gap: 12px; }
  .admin-intro .button { flex: 1 1 220px; min-width: 0; min-height: 48px; }
  .admin-task { padding-top: 25px; }
  .admin-task h3 { font-size: 29px; }
  .admin-prep { padding: 29px 24px; }
  .admin-prep h2 { font-size: 33px; }
  .admin-prep ol { padding-left: 22px; }
  .admin-prep li { padding-left: 6px; font-size: 16px; }
  .employer-page .button-row .button { min-height: 48px; }
}

@media (prefers-reduced-motion: reduce) {
  .employer-hero .hero-image,
  .employer-hero .hero-copy,
  .employer-hero .hero-bottom,
  .cycle-panel { animation: none; }
  .employer-card,
  .employer-strip > a,
  .employer-quicklink,
  .cycle-tab { transition: none; }
  .employer-card:hover { transform: none; }
}

@media print {
  .employer-hero { height: auto; min-height: 0; max-height: none; color: var(--navy); }
  .employer-hero .hero-copy p:not(.eyebrow) { color: var(--muted); }
  .employer-hero .hero-bottom,
  .employer-quicklink,
  .cycle-tabs { display: none; }
  .employer-strip,
  .employer-split,
  .cycle-panel,
  .employer-cards,
  .employer-comparison,
  .admin-grid { display: block; }
  .employer-image { display: none; }
  .employer-copy,
  .employer-cycle,
  .admin-intro { padding: 25px 0; background: #fff; color: var(--navy); }
  .cycle-content p,
  .cycle-list li,
  .admin-intro p:not(.eyebrow) { color: var(--muted); }
  .cycle-number { display: none; }
  .employer-card,
  .coverage-layer,
  .admin-task { break-inside: avoid; }
}